# Short Sales

Missed a mortgage payment? This guide explains your first 60 days, detailing steps to stabilize your finances, communicate with your servicer, and choose the best repayment option.

Gen Z veterans are boosting VA lending, creating options for homeowners through loan assumptions, modifications, and compromise sales. Learn how to leverage these tools effectively.

Understand earnest money in short sales: how it works, when it's at risk, and how to protect your deposit with strategic structuring and clear contracts.

Understand the foreclosure timeline to take control after a Notice of Default. Learn your options and deadlines to navigate the process effectively.

Discover how to navigate second liens and HELOCs in short sales effectively. Learn strategies to secure approvals and achieve the best recovery for all parties involved.

Discover how to decide between a short sale and loan modification with our simple decision flow. Get clarity on income, equity, and legal timelines to take control of your situation.

Explore the differences between a short sale, foreclosure, and deed in lieu to find the best path for your financial situation, helping you regain control and minimize credit damage.

Learn how to handle offers on short sales effectively. This guide covers strategies for primary buyers, backup offers, and earnest money to protect your clients and streamline the process.