Heidi Skinner

Missed a mortgage payment? This guide explains your first 60 days, detailing steps to stabilize your finances, communicate with your servicer, and choose the best repayment option.

Learn about California Defaults and the differences between Notice of Default and Notice of Trustee’s Sale. Understand the timeline and options available during foreclosure to protect your rights.

Navigate Florida's housing market with our guide on inventory spikes, insurance shocks, and HOA assessments. Learn key strategies to protect equity and sell quickly.

Understand the foreclosure timeline to take control after a Notice of Default. Learn your options and deadlines to navigate the process effectively.

If you're behind on your mortgage, this guide offers a clear action plan to regain control, with steps to assess your situation, choose a direction, and execute promptly.

Discover how to decide between a short sale and loan modification with our simple decision flow. Get clarity on income, equity, and legal timelines to take control of your situation.

Explore the differences between a short sale, foreclosure, and deed in lieu to find the best path for your financial situation, helping you regain control and minimize credit damage.

Gen Z veterans are boosting VA lending, creating options for homeowners through loan assumptions, modifications, and compromise sales. Learn how to leverage these tools effectively.